Stay ahead of
the mortgage
market

Latest news, expert insights, and analysis to help you make informed mortgage decisions.

Market Update

Bank of Canada Overnight Rate Updates

October 23, 2025

The Bank of Canada announced it will maintain the current policy rate, providing stability for homebuyers and existing mortgage holders. Learn what this means for your mortgage strategy.

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Government Policy

First-Time Home Buyer Incentives & Policy Updates

October 15, 2025

The federal government has extended the First-Time Home Buyer Incentive program through 2026. Find out if you qualify and how much you could save on your down payment.

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Rate Analysis

Fixed & Variable Mortgage Rate Trends

October 8, 2025

Track the latest fixed and variable mortgage rate movements across major lenders. Understanding rate trends helps you choose the right product and timing for your mortgage decision.

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Market Data

Housing Price & Market Statistics

October 1, 2025

With market uncertainty, many borrowers are wondering which mortgage type is right for them. We break down the pros and cons of each option.

Regulations

Mortgage Stress Test & Qualifying Rate Changes

September 28, 2025

Housing activity shows signs of stabilization as we enter the final quarter. Our market analysis helps you make informed decisions about buying or refinancing.

Expert Opinion

Industry Predictions & Expert Insights

September 20, 2025

OSFI has introduced updated stress test requirements for uninsured mortgages. Learn how these changes affect your purchasing power and what you can do to prepare.

Policy Update

Down Payment & Refinance Rule Changes

September 15, 2025

New regulations are reshaping how Canadians approach down payments and refinancing. Understanding these changes is crucial for making informed decisions.