35-Year Amortization
Discover how extended amortization can lower your monthly payments and improve your cash flow.
Ask us about our 35 year amortization
Lower your monthly payments and improve cash flow with extended amortization
25 Years
Traditional amortization
Monthly Payment
$2,876/mo
Pay off your mortgage faster and save on total interest costs
35 Years
Extended amortization
Monthly Payment
$2,414/mo
Save $462/month
More cash flow for your lifestyle
Ideal for managing cash flow, investing elsewhere, or affording more home
Why Choose 35-Year Amortization?
Perfect for first-time buyers, those managing multiple expenses, or investors who want to maximize cash flow. You can always make extra payments to pay off faster without penalty on most mortgages.
Example based on a $500,000 mortgage at 4.69% interest rate. Monthly payments shown are principal and interest only. Actual payments may vary based on your specific situation, credit profile, and lender requirements. Total interest reflects the cost over the full amortization period.