Debt Consolidation Calculator

Discover how consolidating high-interest debts into your mortgage can save you money every month and accelerate your path to financial freedom.

Section 1 — Current Mortgage

$
CA$3,612

Section 2 — Other Debts

Car Loan

$
$

Personal Loan

$
$

Credit Cards

$
$

Line of Credit

$
$

Section 3 — New Mortgage (After Consolidation)

CA$0
$
CA$600,000

Results Card 1 — Monthly Cash Flow

Current Total Monthly Payments
CA$3,612

Mortgage CA$3,612 + Other debts CA$0

After Consolidation
CA$2,861

New single mortgage payment

Monthly Savings
CA$751

Accelerate payoff and save even more on interest

Results Card 2 — Term Snapshot

Term Length
5 years
Balance (Base)
CA$542,597
Balance (Reinvest)
CA$492,843
Interest Saved
CA$4,716

Results Card 3 — If You Change Nothing

Remaining Balance After 5 Years (No Consolidation)
CA$550,266

This is how much debt you'll still owe if you continue with current minimum payments

Results Card 4 — Summary

Total Monthly Savings
CA$751
Interest Saved (Full Amortization)
CA$155,419

Assumes monthly compounding and level payments. For guidance only — not a commitment to lend. O.A.C. Rates and terms subject to change.

Better is not just a word — it's an experience.